WAYS TO INCREASE THE FINANCIAL STABILITY OF AN ENTERPRISE THROUGH DIGITAL TECHNOLOGIES
Keywords:
financial stability, digital transformation, artificial intelligenceAbstract
This article is devoted to a comprehensive study of the role of digital technologies in strengthening the financial stability of enterprises in the context of growing economic uncertainty and global digital transformation. The study focuses on the impact of advanced digital tools – such as Financial Technologies (FinTech), Artificial Intelligence (AI), Big Data analytics, cloud computing, and ERP systems – on managing cash flows, increasing operational efficiency, and enhancing risk mitigation strategies. The scientific findings of O.B. Abdiyev on AI and financial risk assessment, as well as F.M. Pirmatova on investment processes and digital financing mechanisms, have been integrated into this work. Within the scope of the study, the econometric relationship between digital adoption and financial indicators (ROA, Z-score, liquidity) is analyzed using the example of Uzbekistan. The article reveals the mechanisms by which digitalization increases financial resilience and provides practical recommendations.
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