ЎЗБЕКИСТОНДА МАСОФАВИЙ БАНК ХИЗМАТЛАРИ РИВОЖЛАНИШИНИНГ ЗАМОНАВИЙ ТЕНДЕНЦИЯЛАРИ

Alpisbaeva Shaxnoza Salamat  qizi; Rustamov Davron Rustamovich

Authors

Alpisbaeva Shaxnoza Salamat qizi Toshkent Moliya instituti talabasi
Rustamov Davron Rustamovich Ilmiy rahbar DSc, professor

Keywords:

тижорат банклари, рақамли банкинг, тўлов терминаллари, масофавий банк хизматлари. Таянч сўз ва иборалар: тижорат банклари, рақамли банкинг, тўлов терминаллари, масофавий банк хизматлари.

Abstract

Мазкур илмий мақолада Ўзбекистон Республикасида тижорат банклари масофавий банк хизматларининг ривожланиш тенденцияси ўрганилган. Таҳлил натижаларига кўра, банклар томонидан ўрнатилган тўлов терминалларидан тушган тушумга банк тизимидан фойдаланувчилар сонининг ҳамда муомаладаги пластик карточкаларнинг ўзгариш динамикаси таъсири суст бўлган. Айнан 2020-2021 йиллардаги пандемия ҳолати аҳолининг масофавий банк хизматларидан фойдаланишга мажбур қилган. Чунки, номинал ва реал кўрсаткичларда ҳам фақатгина 2021 йилда кескин ўсиши кузатилган.

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